Who doesn’t love home DIY, decorating and repair? Whether you’re the one doing the work or just making the plans, it’s always exciting to make updates to increase the functionality, beauty and value of our homes. According to Canadian home improvement retail sector statistics, we enjoyed it to the tune of 48.4 BILLION dollars in total revenues in 20131. That’s a lot of hardwood.
Of the many retailers available to us, Home Depot is very popular, for various reasons. I’m a regular customer who can be found wandering the aisles for hours browsing. I have many plans for my home and have spent the last six months stocking up on supplies for a few planned projects. This is why I was very concerned in early September when I heard the press release and news2 from Home Depot.
Home Depot was a victim of a credit card breach.
Potential victims span Canada and the United States, and extend back to April 2014. That’s a long time. That’s a lot of transactions. That is a lot of fraud and identity theft potential.
In a gesture of compensation Home Depot is providing free credit monitoring for customers that may be affected. I signed up as soon as I could.
The process is simple. For Canadians, you send an email to Equifax Canada. They will respond with a link and promotional code. Clicking the link takes you to the sign up area of Equifax. After completing the steps and entering your code, you are given 12 months of the Equifax Complete™ Premier Plan for free (a $199 value). This service includes:
- A maximum of $50,000 Identity Theft Insurance
- Unlimited access to your Credit Score and Report (my credit score is as bad as I assumed)
- Credit monitoring and email notifications anytime your credit profile changes
- Web Detection will monitor the data you supply (SIN, bank card numbers and/or credit card numbers) for leaks on the Internet.
- If you lose your wallet, there is a One Click option to cancel your debit and credit cards, cheques and anything else you may need cancelled if your wallet is stolen or lost.
Although you still need to monitor your credit situation, the tools with Equifax will help you do that easily and seamlessly.
So, if you have shopped at Home Depot since April 2014, sign up today at https://homedepot.allclearid.com and keep yourself safe.
1Home Improvement Retail: Canada